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What is gap insurance? Specifically, what is gap insurance on a car? Gap Insurance, or Guaranteed Asset Protection Insurance, covers the difference between the value of the model and the balance still owed on it. Learn more below, or contact us at our Hennessey area dealership, where our finance center can help answer your questions.
What is gap protection? Gap insurance protects your vehicle in many ways apart from the difference between your vehicle’s value and the amount left on your loan. It doesn’t cover bodily injuries, mechanical repairs, or your deductible, but it does cover:
Having this type of coverage comes in handy when regular insurance doesn’t cover all of these emergency troubles. It’s better to be prepared with gap insurance when you can be.
Having gap insurance means protecting the investment you place in your vehicle when something occurs that’s out of the ordinary, like if it’s stolen. Since your vehicle depreciates the second you drive off the lot, gap insurance covers the difference between your vehicle’s value and what your insurance will cover if you get into an accident.
Gap insurance can be purchased through your auto insurer, whether it’s your dealership of choice or a business that deals explicitly with auto coverage. If you decide to get covered, it’ll cost as little as $20 a year plus a one-time fee at the time of purchase.
Ready to fully-insure your new vehicle? Contact our finance department at Jacksons of Enid CDJR, conveniently located near Woodward. Our knowledgeable staff is standing by to help answer any questions you may have.
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